24|7 Home Emergency Cover is an insurance policy that helps you deal with unexpected issues in your home, such as water leaks, drainage problems, electrical faults, and other emergencies. While it’s not legally required, home emergency cover in UK provides peace of mind whether you’re a homeowner or landlord by ensuring that sudden breakdowns are handled quickly and professionally.

No More Stress – Discover Home Emergency Cover
Ever been caught in the chaos of unexpected home emergency, desperately searching for a solution while worrying about the costs? Not anymore! Our Home Emergency insurance is your fortress in the face of unexpected emergencies.
We’ll beat your renewal quote or we’ll give you £100 cash!
*Subject to Terms and Conditions
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
What’s not included
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- Annual Boiler Service
- Central Heating System
My Boiler
Free Boiler Service/month
/month
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
What’s not included
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
My Heating
Free Boiler Service/month
/month
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
What’s not included
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
My Home Plus
Free Boiler Service/month
/month
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
We’ll beat your renewal quote or we’ll give you £100 cash!
*Subject to Terms and Conditions
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- CP12 Certificate
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- CP12 Certificate
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
What’s not included
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- CP12 Certificate
- Annual Boiler Service
- Central Heating System
Landlord My Boiler
Free Boiler Service/month
/month
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- CP12 Certificate
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
What’s not included
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
Landlord My Heating
Free Boiler Service/month
/month
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- CP12 Certificate
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
What’s not included
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
LL My Home Plus
Free Boiler Service/month
/month
- Eligible For 2 Year Price Fix
- Boiler Breakdown
- CP12 Certificate
- Annual Boiler Service
- Central Heating System
- Plumbing
- Home Electrics
- Home Security
- Pest Control
- Drainage
We’ll beat your renewal quote or we’ll give you £100 cash!
*Subject to Terms and Conditions
Home Emergency Insurance
Whether you are a landlord or homeowner, safeguard your property against unforeseen emergencies with 24|7 Home Rescue.
What is the Home Emergency Cover?
Home emergency cover offers you peace of mind by safeguarding you against unforeseen emergencies, such as blocked drains, electrical failures, boiler breakdown, central heating system issues and issues pertaining to home security, such as lost keys .
With this coverage, you can rest assured knowing that your home is protected from unexpected mishaps.


Why Should you get home emergency cover?
You should get home emergency cover to gain peace of mind. Emergencies like plumbing and drainage, home electrics, home security, boiler breakdown, central heating system issues and pest infestation can occur within your property suddenly and unexpectedly.
So, knowing that you have a team of certified professionals on backup for your assistance can give a great sense of security.
What’s Covered and What’s Not: Understanding Your Policy
To ensure transparency, it is important to be aware of certain inclusions and exclusions that apply to our policy mentioned below
- Plumbing and electrical cover
- Home security
- Pest control services
- Central heating system
- Boiler breakdown
To ensure transparency, it is important to be aware of certain exclusions that apply to our policy:
- Claims within the initial 14-day (Your cooling off period).
- Accumulation of sludge within your heating system.
- Boilers that have not received their annual servicing.
- Adverse outcomes resulting from insufficient maintenance.
- General wear and tear caused by regular usage and the passage of time.
Note: Above section provides an overview of some key exclusions under our policy. For complete details please refer to our full Terms and Conditions document.
How did we do?
We want you to get the help you need, when you need it most. So far we’ve helped…
We accept over 99% of claims!
Cover
Boiler
Appliance
Car Breakdown
Accept Rate
99%
99%
100%
Information in this table is based on claim information gathered from 24|7 Home Rescue on 01/05/2024 – 30/04/2025
We’ll beat your renewal quote, or we’ll give you £100 cash! *for more information see our Terms and Conditions

Log a claim
Quickly log a claim and request help.

Book boiler service
Easily book a date for an engineer visit convenient to you

View your documents
All your important documents in one place, here when you need them

Contact us
Multiple contact options available: phone, chat, and email

View latest offers
Latest offers can be found in your MyAccount Rewards & Offers section.

Upgrade your policy
Need more cover? Quickly upgrade to the level of cover you need

The 24|7 Team Is Always Happy to Help! Our Customers Have Said…
We added home essentials plan to our existing boiler cover and the agent was very helpful in getting me the best price.
Great emergency support from 247 to replace a broken stopcock that led to water gushing out into the kitchen. They were easy to get hold off and within….
Home Emergency Cover Explained
What Does Home Emergency Cover include?
Our cover includes key home utilities like plumbing, drainage, electrics, home security, and more, helping protect your home from costly emergency repairs. Policies are available with various excess levels (from no excess up to £95 excess) to fit different budgets. An excess is the amount you agree to pay towards each claim.
What makes 24|7 Home Rescue Home Emergency Cover reliable?
It’s important to note that not all providers are regulated by the FCA. We’ve been FCA-regulated since 2021, which means our insurance products offer higher consumer protection, along with access to the Financial Ombudsman and Financial Services Compensation Scheme.
What's the process for making a claim?
Making a claim with 24|7 Home Rescue is simple and stress-free. You can log your claim on-line or call our dedicated claims helpline at 0345 0774 177, 24 hours a day, 7 days a week. Our friendly and professional team will guide you through the process, gather necessary information, and dispatch an expert engineer to your property as soon as possible.
What does Home Emergency Insurance Cover?
At 24|7 Home Rescue, Home Emergency cover is available in our My Home and My Home Essentials products. Cover includes internal plumbing, drainage, pest infestation, electrical emergencies, and home security. However, if you are looking for boiler cover along with the cover for home emergencies, then our my home policy is the right option for you.
Are the ‘My Home,’ ‘My Home Plus,’ or ‘My Home Essentials’ products the same as Home Insurance?
No. “My Home” and “My Home Plus” products provide cover for boiler, central heating and other (for example plumbing and electrics) emergencies and breakdowns. “My Home Essentials” provides cover for plumbing, electrics, drainage, home security and pest infestation problems.
These products do not provide cover for damage caused by events normally included in Home Insurance policies like Fire, Theft, Storm, Flooding, Subsidence, Escape of Water and so on. If you need Home Insurance for your buildings, contents and personal possessions, please contact another provider.
How does the refer-a-friend promotional offer work?
Our Refer a Friend offer is simple and rewarding! For every friend you refer to us who signs up for any of our Boiler Insurance Policies, you’ll receive a £20 cashback.
Once your friend completes their registration and the policy becomes active, we’ll process your cashback reward.
What is VP Collections?
VP Collections Ltd is a sister company of 247 Home Assist Ltd t/a 247 Home Rescue that collects payments from customers. VP Collections Ltd collects payments in respect of your agreement from your bank account on behalf of 24|7 Home Rescue and Evolution Insurance Company Limited.
If you have any further questions, please don’t hesitate to contact us.
How can I access extra help and support as a vulnerable customer?
If you have a disability, health concerns, specific access needs, or are facing challenging circumstances, we’re here to help. Our team is dedicated to understanding your individual needs and adapting our services to support you. Simply give us a call at 0345 3192 247, and we’ll provide the extra assistance you need.