Woman choosing fruit from open fridge freezer – Fridge Freezer Insurance

Fridge Freezer Insurance – Affordable Repairs & Cover in the UK

Keep your food fresh and your kitchen running smoothly with our reliable fridge freezer insurance. Designed for domestic appliances in the UK, our policies cover the cost of parts and labour (up to £1,000 per claim) for authorised repairs carried out by qualified engineers.

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Why Invest in Fridge Freezer Insurance?

Investing in our cover means that if your appliance develops a fault, you’ll have quick access to our nationwide network of qualified engineers, ready to restore your appliance’s performance as soon as possible.

*Subject to Terms and Conditions

Why Insurance for Fridge Freezer is Necessary?

A broken fridge freezer can cause more than just inconvenience; it can lead to costly repairs, wasted food, and significant disruption to your household routine. Our fridge freezer insurance provides financial protection against unexpected mechanical or electrical breakdowns, giving you peace of mind that you won’t face large repair bills alone.

From faulty thermostats and compressor failures to electrical wiring issues and damaged door seals, our cover helps you keep your kitchen functioning without stress.

Family with child standing by open fridge freezer
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Why Choose Fridge Freezer Insurance from 24|7 Home Rescue?

Our UK fridge freezer insurance offers:

  • Cover for both standard and American-style domestic fridge freezers.
  • Parts and labour costs included for covered repairs (up to £1,000 per claim).
  • Nationwide network of qualified engineers for fast, professional service.
  • Support for leading brands such as Samsung, Bosch, Hotpoint, Whirlpool & more.
  • Log a claim online.

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How did we do?

We want you to get the help you need, when you need it most. So far we’ve helped…

Unlimited call outs Our Claims Accept Rate!

Cover

Boiler

Appliance

Car Breakdown

checkmark icon Accept Rate

combi boiler icon99%

appliance icon 99%

car symbol 100%

Information in this table is based on claim information gathered from 24|7 Home Rescue on 01/05/2024 – 30/04/2025

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Count on Our 24|7 Team! Hear From Our Satisfied Customers…

5 star ratings

They were very helpful setting up the insurance for my washing machine polite and friendly.

Customer on Trustpilot

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5 star ratings

Phoned before he arrived to give a time, arrived when he said he would. Very polite, professional and did a first class job. Everything I would expect from an engineer.

Martin on Trustpilot

24|7 home rescue team dealing with customers

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Frequently Asked Questions

What types of fridge freezers are covered?

We cover standard and American-style domestic fridge freezers, both freestanding and integrated. To be eligible, your appliance must be no more than 7 years old when your policy starts and no more than 10 years old at renewal.

Will my policy cover parts and labour for repairs?

Yes. Unless otherwise stated in your policy, we cover the cost of parts and labour for authorised repairs up to £1,000 per claim. If your policy includes an excess, this must be paid before we can process your claim.

Is there a waiting period before I can claim?

Yes, there’s a 30-day exclusion period from your policy start date or from the date you add a new appliance to your cover.

What happens if my fridge freezer is beyond repair?

If your appliance is beyond economic repair and has been covered by us for at least 6 continuous months, we’ll provide vouchers towards a replacement:

  • Up to 5 years old – current retail price (up to £1,000).
  • Over 5 years old – value reduced by 10% depreciation per year.
  • Over 10 years old – no replacement contribution.

There is no cash alternative, and the amount provided is subject to policy limits.

How do I make a claim?

You can log a claim online on my 24|7 App.

What is VP Collections?

VP Collections Ltd is a sister company of 247 Home Assist Ltd t/a 247 Home Rescue that collects payments from customers. VP Collections Ltd collects payments in respect of your agreement from your bank account on behalf of 24|7 Home Rescue and Evolution Insurance Company Limited.

If you have any further questions, please just contact us.

How can I access extra help and support as a vulnerable customer?

If you have a disability, health concerns, specific access needs, or are facing challenging circumstances, we’re here to help. Our team is dedicated to understanding your individual needs and adapting our services to support you.

Simply give us a call at 0345 3192 247, and we’ll provide the extra assistance you need. This includes making your claims process easier and ensuring the engineer attending to your claim is prepared to make the experience as smooth as possible.